Capital Markets Cooperative

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About Us

Tom Millon founded CMC in 2003. Since then, the CMC team has come to be regarded as the premier secondary marketing specialists in the industry, working with financial institutions nationwide to improve secondary market execution and reduce operational expenses, resulting in a more profitable mortgage business.


Our services are designed to give you the cooperative's economies of scale, while our collaborative approach gives you a partnership with secondary markets experts who provide a level of personal service unmatched in the industry.

Understand the profit potential CMC brings to mortgage bankers with the CMC Money Ladder.

We specialize in:

Our certifications include membership in NFA, MBA, ABA, CBA and ICBA.  Our trading and pricing controls are SAS 70 Type II audited, and we service many banks and publicly traded companies.

  • A consultative approach to help you obtain board approval for mandatory delivery strategies
  • Effective pipeline risk management strategy implementation
  • Mortgage pipeline and servicing risk management
  • Loan and securities trading and best execution
  • Agency, conduit and portfolio liquidity
  • Comprehensive performance reporting
  • Increasing client profits through investor pricing incentives
  • Collective buying power for greater cost savings
  • Offering access to exclusive portfolio products and pricing

The Annual CMC Conference

Each year, we invite our clients to join our preferred investors and vendors at the CMC Conference. In this intimate setting, clients have the opportunity to network with peers and exchange best practices that improve profitability.  Timely issues are discussed in a detailed format that allow participants to make meaningful decsions about their business.  You will enjoy unparalleled access to industry experts from all facets of mortgage banking. 

Contact us to learn more. 

Our Mission

To leverage our cooperative power and secondary marketing expertise to improve execution and increase individual member profitability.

CMC In The News

CMC Announces Agreement to Acquire Cunningham & Company

Posted: Mon Oct 24 // 7:34 AM

Capital Markets Cooperative Announces Agreement to Acquire Cunningham & Company The acquisition is...

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CMC Launches Mountainview's Loan Purchase Program

Posted: Thu May 26 // 8:28 AM

Ponte Vedra Beach, Florida (September 15, 2010) – Capital Markets Cooperative, a partnership of re...

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CMC Announces Investment by WL Ross & Co. LLC

Posted: Wed Sep 22 // 12:22 PM

Alliance expected to create value and opportunity for CMC’s member-banks and mortgage companies an...

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"Our relationship with CMC has taken our secondary mortgage operation to the next level. As a national bank and publicly traded company, we are under constant examination. We cannot afford mistakes in our secondary marketing department. We require timely and accurate reports and CMC does not let us down."

Dean Hackemer, President, Access National Mortgage