The CMC Team
The CMC leadership team is comprised of senior level executives experienced in running mortgage and secondary marketing operations at community banks, top 20 originators and government agencies. CMC executives have successfully managed billions in mortgage volume with experience in production through capital markets.
Tom Millon
President and Founder
Tom Millon is one of the nation's top executives in the mortgage capital markets. He is a recognized author, frequent speaker, and expert in mortgage finance. He holds the Chartered Financial Analyst (CFA) and Certified Mortgage Banker (CMB) designations, and he graduated from the Wharton School of Business of the University of Pennsylvania in May 1986. CMC is an outgrowth of Mr. Million’s extensive experience, and Mr. Millon has been instrumental in the development and growth of a number of companies within the mortgage industry.
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Jeff Harry
Executive Vice President and Managing Principal
Jeff Harry is a leading industry expert with over 20 years experience in secondary marketing hedging services and whole loan trading. As a Senior Vice President and National Sales Manager for the ABN-AMRO Mortgage Capital Markets Group from 2000 to 2005,... Read more about Jeff Harry
Kent Saari
Chief Operating Officer
Kent Saari has over 25 years experience in the U.S. Mortgage industry and is an expert in mortgage interest rate risk management, delivery optimization & mortgage pipeline and warehouse management. Prior to joining Capital Markets Cooperative, Mr. Saari was the Senior Vice President of Secondary Marketing for Waterfield Financial Corporation/Union Ferderal Savings Bank.
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Andy Mignerey
Managing Director, Trading
Mr. Mignerey is responsible for the design, development and implementation of the company’s infrastructure and core processing technologies, including overseeing all daily trading activity. Prior to CMC, he was an Assistant Vice President with Everbank Home Mortgage and served in various positions there since including both servicing and loan production divisions. Read more about Andy Mignerey
Mike Cook
Managing Director, National Accounts
Mike Cook’s twenty four years of experience in all mortgage related activities, including interest rate risk management, portfolio analysis and management, pricing, servicing, credit management, and sales, makes him one of the most highly respected well-rounded executives in his field. Read more about Mike Cook
Chris Romano
Senior Vice President and Cooperative Services Manager
As the Senior Vice President & Cooperative Services Manager, Chris Romano manages Patron, Investor and Vendor relations for our national client base. His areas of emphasis over 20 years of mortgage banking experience include production management, product development, operations, pricing and investor relations. Read more about Chris Romano
Cassius Cade
Senior Vice President, Regional Sales
Cassius Cade IV has over 20 years of mortgage banking and capital markets experience related to whole loan and securities trading, bank portfolio management, pipeline hedging and sales management. Read more about Cassius Cade
Debbie Moore
Senior Vice President, Eastern Sales
Debbie Moore is an accomplished industry professional with over 30 years of mortgage banking experience and expertise in retail, correspondent and wholesale mortgage production and operations. Successfully owning and operating her own mortgage brokerage business, Ponte Vedra Mortgage, elevated her comprehensive knowledge of all mortgage related activities. Read more about Debbie Moore