Credit Plus, a CMC Preferred Partner, is a leading provider of intelligent insight to the mortgage industry.
Discover Why Patrons Choose
Credit Plus
Trustworthy Data
An extensive range of third-party verifications for every stage of the mortgage process
Mitigate Risk
Comprehensive fraud prevention tools and services
Stay Compliant
Airtight verifications help you identify fraudulent or inaccurate loan applications
New from Credit Plus: QC Review
QC Review powered by the LoanHD® platform and offered by Credit Plus enables you to run quality assurance checks to ensure loans adhere to your policies and procedures – and are compliant with FHA/ HUD, Fannie Mae, Freddie Mac, VA, and private investor requirements for prefunding analysis.
Once QC Review takes each loan through a series of validations – re-verifying employment; credit refresh or UDVs; automated underwriting review; and verification of compliance with all lender, state, and federal guidelines – it provides a report detailing how the loan checked out and highlighting areas that need a closer look.
Results are available in 24-to-48 hours, one of the fastest turn times in the industry.
Take Advantage of Verifications Tailored to CMC Patrons
For more than 85 years, Credit Plus has helped mortgage professionals mitigate risk, stay compliant and build their business. As a part of CMC's Preferred Provider network, Credit Plus offers you verifications packages that include credit reporting, fraud detection, 4506-Ts and more.
CMC Members' preferred verifications packages include all credit surcharges and fees to help you accurately present these charges to borrowers each and every time.
Initial Credit
Tri-Merge Credit File |
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Verification
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Verification
FraudPlus ID |
Customer Testimonials
AWESOME SERVICE
"I just wanted to say thank you for the awesome service we are getting from your team. They are doing a great job!" - Alisa J., Mortgage Loan Specialist
ABOVE AND BEYOND
"I wanted to take a minute to thank you. I had a difficult situation that I did not think I could get corrected. You stuck with me and did everything you could to get it fixed. I feel like you went above and beyond. Your attitude is outstanding! Keep up the excellent service!" - Dawn B., Loan Officer
CHANGING TO CREDIT PLUS
"...we did demos with almost every company. Knowing what I know now AFTER using CP for roughly 9 months, my only regret is we didn't make the change sooner." - Rob G., Chief Quality Officer
Resources from Credit Plus
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About Our Partnership
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